After 18 months of record low interest rates, many Australians are wondering what’s in store for 2015. With the official cash rate so low, is it a case of what goes down, must go up? Or can we expect the interest savings to continue into the year?
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Limited cash flow and equity mean many first-time property investors feel the need to chase down a bargain to enter the market. But, like most things in life, you usually get what you pay for, which – in the case of property – can mean unrealised returns or even losses.…
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School’s almost out for summer, with most teenagers probably planning to do as little as possible except sleep in, hang out and spend mum’s and dad’s money. But the Christmas holidays are an ideal time for kids to pick up a part-time job and hopefully learn a little about life…
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It seems Australians’ love affair with renovating continues to blossom. We forked out more than $28 billion on refurbishments last financial year, with that figure set to jump further over the next three, according to the Housing Industry Association.
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For many Australians retirement is an opportunity to down-size their homes and simplify their lives. For more than 138,000 retirees*, that means opting for life in a retirement village.
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Spring has sprung and home buyers are emerging from hibernation. That’s the theory, but the reality is home buyers are on the hunt all year round for the right property at the right price. The economic cycle and how you present your property will have a far greater impact than…
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In March this year Australian workers had more than $1.8 trillion stored away in superannuation funds, in part thanks to a system that generally requires employers to pay a contribution on employees’ behalf. From July 1, this required employer contribution jumped .25% to 9.5%.* For many wage and salary earners…
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Many buyers struggling to find the right home are going back to the drawing board and building rather than buying an existing home.
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Your home is likely to be the biggest purchase you make, so it’s something you want to get right. Mistakes can be stressful and costly. Here are the biggest ones buyers make and some tips to help you avoid them.
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More than 80 per cent of Australians have insurance for their car but fewer than one third of us have income protection insurance1 to protect our livelihoods should the worst happen. While the odds of a bingle are higher – once every seven years on average – being waylaid by…
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